Become an Investor

Investors in MCE’s Global Economic Opportunity Notes earn a fixed financial return, generate positive social impact, and benefit from MCE’s over 11-year track record of solid portfolio performance.

Notes Summary

Minimum Investment

  • $250,000
  • $50,000 increments

Financial Return

  • 3 years at 2.25%
  • 7 years at 3.25%

Impact

  • Focus on women
  • Facilitates financial inclusion
  • Funds small businesses
  • Supports health and financial literacy training

Geography

  • Latin America
  • Sub-Saharan Africa
  • Asia
  • Eastern Europe and the Caucasus

Loan Guarantees

  • 100% of MCE’s portfolio of MFI loans is backed by more than $120 million in loan guarantees

Generating Economic Opportunity

  • Over two billion people in the world lack access to formal financial services, including savings accounts, insurance, and loans.
  • MCE helps fill this gap by funding organizations that help people—particularly women—build assets and businesses, manage risks, smooth income, and gain the freedom to decide how to earn a living.


    • Innovative Loan Guarantee Model

  • 100% of MCE’s MFI portfolio is backed by more than $120 million in loan guarantees from more than 96 individuals and foundations (MCE’s “guarantors”). Loan guarantees are made in units of one million dollars
  • MCE pools these loan guarantees and uses them as collateral to borrow capital from U.S. financial institutions and accredited investors.
  • If an MFI defaults on a loan from MCE, MCE’s guarantors make tax- deductible contributions to MCE that, in the aggregate, equal the amount of the loan that was not paid back to MCE.
  • For every dollar that MCE lends to MFIs, MCE has at least two dollars in loan guarantees.

In Good Company

Purchasers of MCE’s Notes join a distinguished group of MCE lenders that includes socially minded accredited investors and leading financial institutions.

MCE’s Portfolio

  • Since 2006, MCE has disbursed more than $150 million in loans to nearly 100 institutions in 47 countries through Latin America, Sub-Saharan Africa, Asia, Eastern Europe and the Caucasus. The MFIs in MCE’s portfolio have in turn disbursed more than $219 million in microloans and provided a wide range of other services to over 400,000 individuals.
  • Each of these individuals—more than 71% of whom are women—supports an average of five family members. As a result, MCE has helped more than 2 million people since 2006
  • MCE’s outstanding portfolio is more than $57 million and growing.
  • MCE amplifies its impact by investing in organizations that, in addition to credit, offer their clients services like insurance, savings, healthcare and health education, business education, technical assistance, and social services.

MCE’s Track Record

  • MCE’s team of investment professionals, with more than 40 years of experience, employs industry-leading due diligence and monitoring practices to manage a diversified lending portfolio.
  • Every loan is approved by MCE’s Loan Committee, all of whom are guarantors.
  • The repayment rate of MCE’s borrowers since MCE’s launch in 2006 is more than 98%.
  • MCE has repaid every one of its loans in full and on time.
  • 100% of MCE’s MFI portfolio is backed by more than $120 million in loan guarantees.
“MCE’s Global Economic Opportunity Notes not only deliver verified social impact and a competitive financial return, but with millions of dollars in loan guarantees backing MCE, the Notes are also an ideal lower-risk investment for a diversified portfolio.” JOHN SWIFT, PRESIDENT, SWIFT FAMILY FOUNDATION

Interested in Becoming an Investor?

If you want to learn more about becoming an investor, please contact:

Catherine Covington
Managing Director and Business Development Officer
San Francisco, California
ccovington@mcesocap.org | (404) 372-8747